Emergency Medical Assistance
This will provide insurance and medical assistance for travelers. It will cover for you if you had to be airlifted off a mountain due to a skiing or hiking accident, or if you had to stay for a prolonged period of time in a foreign hospital. It will also provide coverage if you got seriously sick or was injured and needed to be flown directly to your home. Also, some commercial airlines require very sick passengers to travel on a stretcher with an accompanying doctor or nurse. This means that you might have to purchase 10 or more seats on a plane that will give you a possible cost of over $10,000. Before purchasing this type of coverage, check with your own health insurance carrier. Find out what type of coverage you have when traveling abroad and if there are any limitations. Also, ask if the policy will pay to fly you home or to a country with first-rate medical care.
(Source:Insurance Information Institute)

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