As indicated in the annual forecast of Travel Industry Association, leisure trips and travel spending is sure to increase by the year 2008 despite the fact that travel preferences are also changing. Nowadays, spas, gaming industry, cruise industry, and any sport related tourism are doing good in the business. Unfortunately, national parks and historic places are having a hard time attracting tourists. Travel spending for domestic and international is forecasted to increase 5.2% to $778.2 billion while the number of leisure trips for domestic will increase by 2% this 2008 according to Travel Industry Association. Travel insurance may appear to be a hassle but it offers the travelers the peace of mind and assurance of having protected when you travel.