There are many different types of travel insurance but most of them can be classified into three broad types that are specifically related to most if not all emergencies that can be encountered by any traveler headed to any destination. These three types are medical or life insurance, property insurance and reimbursement insurance for travel disruptions.

Taking a look at common travel insurance coverage policies issued to travelers, which include Flight Accident Insurance, Trip Cancellation or Interruption or Delayed, Supplier Default, Baggage Loss or Delay and Personal Effects Coverage, Travel Medical Insurance, Life Insurance and Miscellaneous, they can fall into one or more of the three main types of travel insurance.